What You Get With Your Kearny Bank

High Yield Checking Account

  • 2.01% APY 
  • NO Monthly maintenance fees
  • Only $1 minimum balance required
  • Up to $25 in monthly nationwide ATM fee refund
  • Offers the full liquidity of a traditional checking account
  • Option to enroll in GenGold® Advantage for even more rewards

Have Questions? We Can Help.

High Yield Checking

Great Rate + Huge Rewards 

Earn a competitive rate on balances up to $25,000 when account terms are met.2


120 Passaic Ave, Fairfield NJ 07004
Phone: 1-888-585-7485

Contact Kearny Bank To Open Your
High Yield Checking Account 

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Or fill out the form below and a Kearny Bank representative will guide you through our easy application process.

Find a Branch Near You






ATM Cards

Access your account anytime at all Kearny Bank locations or any Accel machine nationwide.

Plus, Your High

 Yield Checking Account

Comes With These Extras

Overdraft Protection

3 Overdraft Protection options to choose from. Contact us for more info.

Plus, Your High

 Yield Checking Account

Comes With These Extras

Debit Mastercard®

Make everyday purchases at the millions of locations that accept Mastercard.

Mobile Banking

Bank right from your smartphone with Mobiliti™ from Kearny Bank.

Plus, with your new High Yield Checking account you are eligible to enroll in GenGold® Advantageand get discounts on everyday purchases, travel and more! 

Why Enroll in GenGold®

Advantage With Your

High Yield Checking


GenGold® Advantage offers exclusive savings and cash back that you'll enjoy every day. It's a collection of benefits and services designed to enhance your Kearny Bank High Yield Checking Account and save you time and money on everyday purchases, travel, health care and more!

Why Join?

  • Earn 3% cash back on plane tickets
  • Earn 5% cash back on hotel bookings, car rentals & other travel related purchases
  • Save up to 60% on prescriptions at over 59,000 pharmacies
  • Enjoy discounts at major retailers such as Macy's, Bed Bath & Beyond, Kohl's, and more
  • Receive complimentary Identify Theft Protection with 90-Day purchase protection.

Open Your Kearny Bank High Yield Checking Account today and reap the rewards!

Plus, Your High Yield Checking Account

Comes With These Extras

1The APY (Annual Percentage Yield) is accurate as of 07/11/17 and is subject to change without notice. Minimum to open account is $50. Rate tiers are as follows when terms are met each statement cycle: 2.01% APY applies to balances of $0.01 - $25,000 and 0.25% APY applies to balances over $25,000. If terms are not met, 0.05% APY applies to entire balance.

2To meet terms of the account, you must do all of the following: 1. enroll in eStatements, 2. make at least 10 Kearny Bank debit card purchases each statement cycle, and 3. have a qualifying direct deposit or automatic payment each statement cycle. Transfers from one account to another or deposits made at a branch location or ATM do not qualify as a direct deposit. Rates may change after the account is opened. ATM fee refund up to $25 per statement cycle when qualifications are met. Accounts are insured up to $250,000. Available for personal accounts only. Not responsible for typographical errors.

3Kearny Bank has selected Generations Gold, Inc. a fully independent third party benefits provider, to provide travel and other discounted services on an exclusive basis directly to GenGold® Advantage members. Kearny Bank assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the sole responsibility of Generations Gold, Inc. and its independent service or benefits providers. Discounts received through the GenGold® Advantage Program may not be used in conjunction with any other discounts. Benefits and services available through the program are subject to change without notice. Not all plans and discounts are available in all areas. Visit gengold.com or call 1-800-428-6686 for complete program details. Price is $4.00 as an add-on to any Kearny Personal Checking Account.

Why Enroll in GenGold® Advantage With Your High Yield Checking Account?

What You Get With Your 

Kearny Bank

High Yield Checking


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