Find A Home Mortgage With A Welcome Rate

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With Kearny Bank, let us help you find the home loan that fits your investment goals. 

For today. For tomorrow.

Find A Home Mortgage With A Welcome Rate

30 YEAR FIXED RATE

APR1

%

4.000 

4.100 

Payment per $1,000: $4.77

%

Rate

Rate

7/1/30 ARM

7/1/30 ARM

APR2

3.125

3.550

 

See disclosure for payment schedule

%

%

Plus with Kearny Bank, 

No Application Fee

No Appraisal Fee

No Credit Report Fee

Choose The Home Loan That's Right For You!

Have Questions? We Can Help.
1-888-366-0679

  • A good option if you plan to stay in your home for 5 years or more


  • Feel secure with predictable monthly payments for the life of the loan

 

  • A good option if you plan to move in less than 7 years
GET STARTEDGET STARTED

WHY CHOOSE AN ADJUSTABLE RATE?

WHY CHOOSE A FIXED RATE?

  • Enjoy a 55-day rate lock while you search for your new home or refinance on your existing home


  • Receive a fixed rate for the initial introductory loan period


  • Take advantage of lower initial monthly payments and interest rates

Experience the 
Kearny Bank Difference

We're redefining residential lending with common sense underwriting.

As a local community bank, we understand your marketplace which means we can make local decisions. 

Contact Kearny Bank

Or fill out the form below and a Kearny Bank representative will guide you through our easy application process.

SUBMIT

120 Passaic Ave, Fairfield NJ 07004
 Phone: 
1-888-366-0679

Find a Branch Near You

1) 30 Year Fixed Rate Conforming -  APR based on a $300,000 loan amount. Purchase/Owner-Occupied, 75% Loan to Value, minimum credit score 740. Other terms and conditions may apply. Quoted rates for owner-occupied single family units. All interest rates are for NJ properties only and are subject to change without notice. Payments do not include amounts for taxes and insurance, if applicable. Actual payment obligation will be greater. APR listed is as of 5/23/2017. Please call 1-888-585-7485 for rates on properties outside NJ.

2) The APR is variable and may increase after consummation. 7/1/30 - 2.75% Margin - 2/6 Caps, $1,000,000.00 Max., 1-4 Family Owner-Occupied, 95% Max Loan To Value, PMI Required with less than 20% down. Call for Jumbo Rates. 84 payments of $1285.13, 275 payments of $1368.14, 1 final payment of $1368.19. Example based on $300,000 loan amount at an interest rate of 3.125% for the initial 84 month period, and a fully indexed rate of 3.750%. Quoted rates for owner-occupied single family units. All interest rates are for NJ properties only and are subject to change without notice. Payments do not include amounts for taxes and insurance, if applicable. Actual payment obligation will be greater. Effective APR listed is as of 5/18/2017. Please call 1-888-366-0679 for rates on properties outside NJ.

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Call now and get pre-qualified over the phone

Whether You're Purchasing or Refinancing on Your Home, 

Work with a team dedicated to getting you to closing!

Choose The Home Loan That's Right For You!

  • A good option if you plan to move in less than 7 years
GET STARTEDGET STARTED

WHY CHOOSE AN ADJUSTABLE RATE?

  • Take advantage of lower initial monthly payments and interest rates  
  • Receive a fixed rate for the initial introductory loan period


Pay Only $495 at Closing.

Plus with Kearny Bank, Whether You're Purchasing or Refinancing on Your Home, 

Work with a team dedicated to getting you to closing!

Experience the 
Kearny Bank Difference

We're redefining residential lending with common sense underwriting.

As a local community bank, we understand your marketplace which means we can make local decisions. 

Pay only $495 commitment fee at closing.

Pay only $495 commitment fee at closing.

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