Have Questions? We can help.
1-(888)-366-0679 

Have Questions? We can help.
1-(888)-366-0679

Our loan amounts may range up to 80% of your home value (less any mortgage balance) and may be used for any worthwhile purpose from education to home improvements to new automobile purchases and more.

GET THE FUNDING YOU

NEED TODAY, TO RUN

YOUR BUSINESS

TOMORROW

At Kearny Bank, our commercial lending experts are here to make sure you have the capital you need to keep your business running smoothly.

GET MORE OUT OF THE EQUITY IN YOUR HOME WITH KEARNY BANK 

COMPARE OUR RATES

Receive Funds in One Lump Sum with an Affordable Fixed Rate & Steady Monthly Payments

No Application Fee

Minimum Loan Amount $5000

Finance Up to 80% for 1-4 Family Owner Occupied Dwellings

TERM

RATE

APR*

5 Years Fixed 

 3.500%

3.500%

10 Years Fixed 

3.875%

3.875%

15 Years Fixed 

4.125%

4.125%

20 Years Fixed 

4.375%

4.375%

TERM

15 Year Revolving Line Of Credit

RATE

APR*

15 Year Fixed Line Of Credit

 4.250

 4.250% 

6.000% 

6.000% 

Ready Cash When You Need it with an Affordable Rate & No Upfront Costs

No Application Fee

Minimum Loan Amount $5000

Finance Up to 75% for 1-4 Family Owner Occupied Dwellings

*APRs effective as of 5/1/2018. Current rates are for new home equity loan/line customers only. For refinance of existing Kearny Bank loans, a minimum increase of $10,000 must be requested, or the loan must have been opened for a period of one year prior to the date of application. All interest rates are for NJ properties only and are subject to change without notice. Loan amount: $5,000 Min, $500,000 Max. 1-4 Family Owner Occupied. No application fee. An appraisal fee of $300.00 is required for loan amounts in excess of $250,000. Home Equity Loans have a fixed principal and interest payment every month for the term of the loan. Home Equity Lines of Credit have a 75% LTV Max. Homeowner’s property insurance is required and flood insurance may be required if applicable. The rate is variable and subject to change. Maximum rate is 18% (ceiling rate).



Not responsible for typographical errors. Kearny Bank’s Nationwide Mortgage Licensing ID# (NMLS ID) 401080. Consumers may look up Kearny Bank and our Mortgage Loan Officers by visiting www.nmlsconsumeraccess.org and typing in their NMLS ID.

Get Started

NEED HELP DECIDING? UNDERSTAND YOUR HOME EQUITY OPTIONS

Get Started

Contact Kearny Bank 

Get the Funding You Need Today!

Contact us and a loans specialist will be in touch to discuss your financing options

Home Equity Loans

Home Equity Lines of Credit

HOME EQUITY LOAN

By choosing a loan, instead of a line of credit, you lock in a competitive fixed rate, on a specific amount, with fixed payments for the life of the loan.

A flexible way to borrow against the equity in your home. Access your funds by simply writing a check. A rate of interest is charged only on the amount you use. As you repay your outstanding balance, the funds become available for your use again and again during the draw period.

HOME EQUITY LINE OF CREDIT

VS

VS

120 Passaic Ave, Fairfield NJ 07004
 Phone: 
1-888-366-0679

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GET MORE OUT OF THE EQUITY IN YOUR HOME WITH 

KEARNY BANK 

NEED HELP DECIDING? UNDERSTAND YOUR HOME EQUITY OPTIONS